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Halloween is an annual holiday, celebrated each year on October 31, that has roots in age-old European traditions. It originated with the ancient Celtic festival of Samhain, when people would light bonfires and wear costumes to ward off ghosts. In the eighth century, Pope Gregory III designated November 1 as a time to honor all saints; soon, All Saints Day incorporated some of the traditions of Samhain and soon November 2 became All Souls Day to honor all dead. The evening before was known as All Hallows Eve, and later Halloween. Over time, Halloween evolved into a day of activities like trick-or-treating and carving jack-o-lanterns. Around the world, as days grow shorter and nights get colder, people continue to usher in the season with gatherings, costumes and sweet treats.
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SSEPF4 Evaluate the costs and benefits of using credit.
a. Describe factors that affect credit worthiness and the ability to receive favorable interest rates including character (credit score), collateral, and capacity to pay. b. Compare interest rates on loans and credit cards from different institutions. c. Define annual percentage rate and explain the difference between simple and compound interest rates, as well as fixed and variable interest rates.
SSEPF4 Evaluate the costs and benefits of using credit. a. Describe factors that affect credit worthiness and the ability to receive favorable interest rates including character (credit score), collateral, and capacity to pay. b. Compare interest rates on loans and credit cards from different institutions. c. Define annual percentage rate and explain the difference between simple and compound interest rates, as well as fixed and variable interest rates.
Grow credit with good habits Good credit habits include:
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Standard: Standards: SSEMI1 Describe how households and businesses are interdependent and interact through flows of goods, services, resources, and money. a. Explain, using a circular flow diagram, the real flow of goods and services, resources, and money through the product market and the resource (factor) market. SSEMA1 Explain the methods by which economic activity is measured. a. Describe key economic outcomes and how they are measured including economic growth using Gross Domestic Product (GDP) and real GDP; price stability using the Consumer Price Index (CPI); and full employment using the unemployment rate. b. Explain the differences between seasonal, structural, cyclical, and frictional unemployment. c. Describe the stages of the business cycle and its relation to economic measurement, including: peak, contraction, trough, recovery/expansion as well as recession. Work Session:
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Standards: SSEMI1 Describe how households and businesses are interdependent and interact through flows of goods, services, resources, and money. a. Explain, using a circular flow diagram, the real flow of goods and services, resources, and money through the product market and the resource (factor) market. SSEMA1 Explain the methods by which economic activity is measured. a. Describe key economic outcomes and how they are measured including economic growth using Gross Domestic Product (GDP) and real GDP; price stability using the Consumer Price Index (CPI); and full employment using the unemployment rate. b. Explain the differences between seasonal, structural, cyclical, and frictional unemployment. c. Describe the stages of the business cycle and its relation to economic measurement, including: peak, contraction, trough, recovery/expansion as well as recession.
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Standards: SSEMI1 Describe how households and businesses are interdependent and interact through flows of goods, services, resources, and money. a. Explain, using a circular flow diagram, the real flow of goods and services, resources, and money through the product market and the resource (factor) market. SSEMA1 Explain the methods by which economic activity is measured. a. Describe key economic outcomes and how they are measured including economic growth using Gross Domestic Product (GDP) and real GDP; price stability using the Consumer Price Index (CPI); and full employment using the unemployment rate. b. Explain the differences between seasonal, structural, cyclical, and frictional unemployment. c. Describe the stages of the business cycle and its relation to economic measurement, including: peak, contraction, trough, recovery/expansion as well as recession.
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Standard: SSEPF2 The student will explain that banks and other financial institutions are businesses that channel funds from savers to investors. Opening/Work session: Kahoots
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AuthorMr. Holcey is a veteran teacher in the Savannah area. With over 20 years of teaching experience in subjects ranging from law to physical science. Archives
January 2023
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